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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,659 | $100,970+54.2% | $96,576+61.2% | $137,256+13.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 9.65% | 38.16%-28.5pp | 38.47%-28.8pp | 220.34%-210.7pp |
| Employer contribution / active EE | $23,493 | $3,809+516.8% | $3,553+561.2% | $4,156+465.3% |
| Participant deferral / active EE | $10,357 | $8,286+25.0% | $7,956+30.2% | $6,407+61.7% |
| Admin fee / account holder | $3,717 | $11,312-67.1% | $11,381-67.3% | $12,270-69.7% |