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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,280 | $154,193+91.5% | $130,045+127.1% | $139,466+111.7% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.5%+14.4pp | 80.3%+12.5pp |
| Annual return | 18.79% | 32.51%-13.7pp | -137.30%+156.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $6,894 | $5,292+30.3% | $4,321+59.5% | $4,754+45.0% |
| Participant deferral / active EE | $7,722 | $6,709+15.1% | $5,820+32.7% | $6,712+15.0% |
| Admin fee / account holder | $69,431 | $13,989+396.3% | $10,600+555.0% | $11,409+508.6% |