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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,452 | $142,392+74.5% | $119,622+107.7% | $134,532+84.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.55% | -12.46%-8.1pp | -14.98%-5.6pp | 418.27%-438.8pp |
| Employer contribution / active EE | $7,025 | $5,224+34.5% | $4,232+66.0% | $4,741+48.2% |
| Participant deferral / active EE | $10,340 | $6,467+59.9% | $5,601+84.6% | $6,401+61.5% |
| Admin fee / account holder | $22,228 | $13,593+63.5% | $10,328+115.2% | $11,429+94.5% |