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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,890 | $107,030-89.8% | $73,550-85.2% | $147,586-92.6% |
| Participation rate | 50.0% | 66.4%-16.4pp | 54.9%-4.9pp | 82.8%-32.8pp |
| Annual return | 31.62% | 38.25%-6.6pp | -15.16%+46.8pp | 578.59%-547.0pp |
| Employer contribution / active EE | $1,300 | $1,760-26.2% | $1,219+6.6% | $4,876-73.3% |
| Participant deferral / active EE | $1,300 | $2,458-47.1% | $1,804-27.9% | $5,439-76.1% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |