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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,024 | $165,381-44.4% | $149,730-38.5% | $158,966-42.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 14.10% | 348.29%-334.2pp | 276.70%-262.6pp | 302.95%-288.9pp |
| Employer contribution / active EE | $2,768 | $5,104-45.8% | $4,645-40.4% | $4,762-41.9% |
| Participant deferral / active EE | $6,376 | $7,182-11.2% | $6,843-6.8% | $5,983+6.6% |
| Admin fee / account holder | $919 | $10,809-91.5% | $9,310-90.1% | $11,250-91.8% |