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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,884 | $135,956-53.7% | $123,894-49.2% | $273,972-77.0% |
| Participation rate | 46.2% | 84.1%-37.9pp | 81.4%-35.3pp | 83.0%-36.9pp |
| Annual return | 5.16% | 56.63%-51.5pp | 47.52%-42.4pp | 41.46%-36.3pp |
| Employer contribution / active EE | $2,109 | $5,170-59.2% | $4,617-54.3% | $4,869-56.7% |
| Participant deferral / active EE | $4,425 | $6,343-30.2% | $5,984-26.1% | $5,287-16.3% |
| Admin fee / account holder | $2,023 | $9,817-79.4% | $8,357-75.8% | $10,133-80.0% |