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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,189 | $77,145-63.5% | $108,410-74.0% | $85,856-67.2% |
| Participation rate | 92.0% | 74.7%+17.3pp | 80.1%+11.9pp | 69.3%+22.7pp |
| Annual return | 24.38% | 44.54%-20.2pp | 905.34%-881.0pp | 318.58%-294.2pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,558-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,572 | $5,566+36.0% | $6,562+15.4% | $3,952+91.6% |
| Admin fee / account holder | $1,224 | $5,172-76.3% | $7,296-83.2% | $6,261-80.5% |