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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,394 | $75,832-79.7% | $147,617-89.6% | $59,633-74.2% |
| Participation rate | 91.7% | 71.6%+20.1pp | 84.6%+7.0pp | 68.7%+23.0pp |
| Annual return | -0.90% | 0.37%-1.3pp | 61.98%-62.9pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $1,138 | $3,485-67.4% | $5,564-79.6% | $2,203-48.4% |
| Participant deferral / active EE | $2,718 | $3,131-13.2% | $4,895-44.5% | $3,192-14.9% |
| Admin fee / account holder | $750 | $5,986-87.5% | $11,612-93.5% | $4,297-82.5% |