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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,252 | $82,314-41.4% | $68,808-29.9% | $134,532-64.1% |
| Participation rate | 57.1% | 75.1%-17.9pp | 69.0%-11.9pp | 81.2%-24.1pp |
| Annual return | -20.60% | -2.18%-18.4pp | -6.37%-14.2pp | 418.27%-438.9pp |
| Employer contribution / active EE | $897 | $3,301-72.8% | $2,656-66.2% | $4,741-81.1% |
| Participant deferral / active EE | $3,649 | $4,740-23.0% | $3,942-7.4% | $6,401-43.0% |
| Admin fee / account holder | $3,133 | $6,484-51.7% | $4,936-36.5% | $11,429-72.6% |