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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,381 | $85,790-77.4% | $67,313-71.2% | $135,380-85.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -10.28% | -0.54%-9.7pp | -4.08%-6.2pp | 519.81%-530.1pp |
| Employer contribution / active EE | $5,212 | $3,487+49.4% | $2,566+103.1% | $4,779+9.1% |
| Participant deferral / active EE | $3,363 | $4,651-27.7% | $3,568-5.7% | $5,609-40.0% |
| Admin fee / account holder | $642 | $6,392-90.0% | $4,507-85.8% | $10,828-94.1% |