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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,104 | $34,316-47.2% | $74,722-75.8% | $72,975-75.2% |
| Participation rate | 100.0% | 42.4%+57.6pp | 54.5%+45.5pp | 69.5%+30.5pp |
| Annual return | 22.82% | 26.58%-3.8pp | 753.11%-730.3pp | 81.01%-58.2pp |
| Employer contribution / active EE | $2,517 | $692+263.8% | $1,084+132.1% | $2,440+3.1% |
| Participant deferral / active EE | $3,154 | $1,272+148.0% | $1,963+60.7% | $3,608-12.6% |
| Admin fee / account holder | $301 | $2,125-85.8% | $3,335-91.0% | $5,124-94.1% |