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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,897 | $32,117-66.1% | $71,089-84.7% | $64,173-83.0% |
| Participation rate | 100.0% | 42.7%+57.3pp | 54.6%+45.4pp | 69.6%+30.4pp |
| Annual return | -8.32% | -5.57%-2.8pp | 650.65%-659.0pp | 7.63%-16.0pp |
| Employer contribution / active EE | $2,316 | $712+225.1% | $1,088+112.9% | $2,381-2.7% |
| Participant deferral / active EE | $2,602 | $1,263+106.0% | $1,873+39.0% | $3,470-25.0% |
| Admin fee / account holder | $735 | $2,759-73.4% | $3,082-76.1% | $4,887-85.0% |