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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,661 | $36,948-8.9% | $73,658-54.3% | $87,485-61.5% |
| Participation rate | 81.3% | 46.8%+34.4pp | 57.0%+24.2pp | 68.9%+12.3pp |
| Annual return | 17.24% | 28.64%-11.4pp | 29.72%-12.5pp | 26.06%-8.8pp |
| Employer contribution / active EE | $2,149 | $670+220.7% | $1,032+108.1% | $2,596-17.2% |
| Participant deferral / active EE | $2,544 | $1,379+84.5% | $2,062+23.4% | $4,274-40.5% |
| Admin fee / account holder | $476 | $2,531-81.2% | $3,357-85.8% | $7,775-93.9% |