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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,017 | $180,749-66.8% | $160,784-62.7% | $137,256-56.3% |
| Participation rate | 87.5% | 80.0%+7.5pp | 77.0%+10.5pp | 80.0%+7.5pp |
| Annual return | 15.76% | 2234.46%-2218.7pp | 1803.92%-1788.2pp | 220.34%-204.6pp |
| Employer contribution / active EE | $1,630 | $4,155-60.8% | $3,733-56.3% | $4,156-60.8% |
| Participant deferral / active EE | $8,885 | $6,844+29.8% | $6,293+41.2% | $6,407+38.7% |
| Admin fee / account holder | $1,002 | $10,397-90.4% | $9,717-89.7% | $12,270-91.8% |