Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,129 | $166,089+216.2% | $164,928+218.4% | $145,978+259.7% |
| Participation rate | 39.1% | 82.0%-42.9pp | 78.6%-39.5pp | 80.3%-41.2pp |
| Annual return | 12.87% | 100.26%-87.4pp | 70.08%-57.2pp | 550.52%-537.7pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,257 | $6,961-38.8% | $6,034-29.4% | $6,690-36.4% |
| Admin fee / account holder | $43,738 | $16,641+162.8% | $12,684+244.8% | $13,400+226.4% |