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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,325 | $92,219-70.4% | $76,767-64.4% | $135,380-79.8% |
| Participation rate | 85.0% | 79.8%+5.2pp | 77.0%+8.0pp | 82.6%+2.4pp |
| Annual return | -12.77% | 5.46%-18.2pp | 2.43%-15.2pp | 519.81%-532.6pp |
| Employer contribution / active EE | $2,790 | $3,216-13.2% | $2,485+12.3% | $4,779-41.6% |
| Participant deferral / active EE | $3,625 | $4,508-19.6% | $3,852-5.9% | $5,609-35.4% |
| Admin fee / account holder | $1,819 | $10,749-83.1% | $6,675-72.7% | $10,828-83.2% |