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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,676 | $88,707-81.2% | $74,184-77.5% | $273,972-93.9% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.6%+10.9pp | 83.0%+4.5pp |
| Annual return | 9.71% | 11.94%-2.2pp | 17.74%-8.0pp | 41.46%-31.7pp |
| Employer contribution / active EE | $1,539 | $3,159-51.3% | $2,370-35.1% | $4,869-68.4% |
| Participant deferral / active EE | $3,646 | $4,212-13.4% | $3,550+2.7% | $5,287-31.0% |
| Admin fee / account holder | $828 | $8,717-90.5% | $5,586-85.2% | $10,133-91.8% |