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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,539 | $165,381+20.7% | $149,730+33.3% | $158,966+25.5% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 129.24% | 348.29%-219.1pp | 276.70%-147.5pp | 302.95%-173.7pp |
| Employer contribution / active EE | $4,518 | $5,104-11.5% | $4,645-2.7% | $4,762-5.1% |
| Participant deferral / active EE | $11,813 | $7,182+64.5% | $6,843+72.6% | $5,983+97.4% |
| Admin fee / account holder | $1,533 | $10,809-85.8% | $9,310-83.5% | $11,250-86.4% |