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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,871 | $64,729-70.8% | $112,263-83.2% | $68,490-72.4% |
| Participation rate | 81.1% | 67.2%+14.0pp | 75.1%+6.1pp | 67.9%+13.2pp |
| Annual return | -19.96% | -11.40%-8.6pp | 27.49%-47.5pp | -7.85%-12.1pp |
| Employer contribution / active EE | $1,407 | $2,746-48.8% | $3,636-61.3% | $2,597-45.8% |
| Participant deferral / active EE | $3,142 | $3,566-11.9% | $4,729-33.6% | $4,028-22.0% |
| Admin fee / account holder | $2,131 | $5,222-59.2% | $6,410-66.8% | $5,403-60.6% |