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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,001 | $72,273-66.8% | $101,275-76.3% | $79,856-69.9% |
| Participation rate | 78.7% | 68.5%+10.3pp | 75.8%+2.9pp | 69.6%+9.1pp |
| Annual return | 12.53% | 22.30%-9.8pp | 46.48%-34.0pp | 31.71%-19.2pp |
| Employer contribution / active EE | $1,321 | $2,691-50.9% | $3,660-63.9% | $2,471-46.5% |
| Participant deferral / active EE | $2,863 | $3,282-12.8% | $4,371-34.5% | $3,741-23.5% |
| Admin fee / account holder | $8,380 | $4,401+90.4% | $5,948+40.9% | $5,306+57.9% |