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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,798 | $93,589-7.3% | $135,942-36.2% | $75,181+15.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.79% | 30.90%-13.1pp | 68.28%-50.5pp | 160.69%-142.9pp |
| Employer contribution / active EE | $7,613 | $3,537+115.2% | $4,858+56.7% | $2,671+185.1% |
| Participant deferral / active EE | $8,747 | $6,405+36.6% | $7,759+12.7% | $4,126+112.0% |
| Admin fee / account holder | $2,301 | $6,977-67.0% | $10,764-78.6% | $5,650-59.3% |