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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,949 | $106,267-35.1% | $96,520-28.6% | $139,456-50.6% |
| Participation rate | 90.9% | 77.8%+13.1pp | 74.3%+16.6pp | 80.3%+10.6pp |
| Annual return | 9.03% | 38.45%-29.4pp | 35.72%-26.7pp | 373.45%-364.4pp |
| Employer contribution / active EE | $2,108 | $4,105-48.6% | $3,739-43.6% | $4,753-55.6% |
| Participant deferral / active EE | $8,300 | $5,454+52.2% | $4,879+70.1% | $6,711+23.7% |
| Admin fee / account holder | $47,416 | $7,882+501.5% | $6,733+604.2% | $11,407+315.7% |