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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,069 | $93,617-66.8% | $135,982-77.2% | $75,177-58.7% |
| Participation rate | 55.3% | 75.2%-19.9pp | 81.9%-26.6pp | 67.2%-11.9pp |
| Annual return | 22.68% | 30.89%-8.2pp | 68.32%-45.6pp | 160.75%-138.1pp |
| Employer contribution / active EE | $2,182 | $3,538-38.3% | $4,859-55.1% | $2,671-18.3% |
| Participant deferral / active EE | $4,304 | $6,406-32.8% | $7,760-44.5% | $4,126+4.3% |
| Admin fee / account holder | $2,723 | $6,980-61.0% | $10,767-74.7% | $5,651-51.8% |