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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,540 | $82,678-77.6% | $125,391-85.2% | $68,490-72.9% |
| Participation rate | 59.5% | 75.1%-15.5pp | 82.4%-22.9pp | 67.9%-8.4pp |
| Annual return | 2.69% | -5.97%+8.7pp | 572.41%-569.7pp | -7.85%+10.5pp |
| Employer contribution / active EE | $2,010 | $3,382-40.6% | $4,816-58.3% | $2,597-22.6% |
| Participant deferral / active EE | $3,363 | $6,111-45.0% | $7,448-54.9% | $4,028-16.5% |
| Admin fee / account holder | $120 | $6,277-98.1% | $10,009-98.8% | $5,403-97.8% |