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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,410 | $96,361-81.9% | $80,607-78.4% | $139,456-87.5% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 20.68% | 1350.95%-1330.3pp | 936.11%-915.4pp | 373.45%-352.8pp |
| Employer contribution / active EE | $1,062 | $3,262-67.5% | $2,724-61.0% | $4,753-77.7% |
| Participant deferral / active EE | $3,200 | $5,232-38.8% | $4,448-28.0% | $6,711-52.3% |
| Admin fee / account holder | $1,326 | $6,601-79.9% | $5,379-75.3% | $11,407-88.4% |