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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,394 | $209,428-64.0% | $178,498-57.8% | $158,950-52.6% |
| Participation rate | 63.6% | 86.4%-22.7pp | 81.9%-18.3pp | 82.0%-18.3pp |
| Annual return | 18.60% | 188.78%-170.2pp | 151.09%-132.5pp | 302.91%-284.3pp |
| Employer contribution / active EE | $5,297 | $5,707-7.2% | $5,011+5.7% | $4,762+11.2% |
| Participant deferral / active EE | $3,290 | $5,955-44.7% | $5,202-36.8% | $5,983-45.0% |
| Admin fee / account holder | $129 | $17,077-99.2% | $13,985-99.1% | $11,248-98.9% |