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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,854 | $176,838-69.5% | $146,685-63.3% | $167,518-67.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.25% | 24.04%-11.8pp | 22.75%-10.5pp | 478.71%-466.5pp |
| Employer contribution / active EE | $0 | $5,161-100.0% | $4,137-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,173 | $6,441-81.8% | $5,507-78.7% | $6,342-81.5% |
| Admin fee / account holder | $12,603 | $13,262-5.0% | $10,281+22.6% | $12,312+2.4% |