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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,194 | $181,896-52.6% | $156,551-44.9% | $273,972-68.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.63% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $2,146 | $6,248-65.7% | $5,501-61.0% | $4,869-55.9% |
| Participant deferral / active EE | $7,350 | $5,550+32.4% | $4,871+50.9% | $5,287+39.0% |
| Admin fee / account holder | $30,558 | $15,560+96.4% | $13,028+134.6% | $10,133+201.6% |