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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,219 | $95,762-86.2% | $379,746-96.5% | $79,852-83.4% |
| Participation rate | 68.0% | 74.0%-6.0pp | 78.4%-10.4pp | 69.6%-1.6pp |
| Annual return | 25.95% | 18.26%+7.7pp | 34.90%-9.0pp | 31.72%-5.8pp |
| Employer contribution / active EE | $990 | $2,695-63.3% | $3,540-72.0% | $2,471-59.9% |
| Participant deferral / active EE | $2,198 | $4,705-53.3% | $6,024-63.5% | $3,740-41.2% |
| Admin fee / account holder | $77 | $6,745-98.9% | $7,927-99.0% | $5,306-98.5% |