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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,741 | $138,072+117.1% | $123,549+142.6% | $135,382+121.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.50% | 153.69%-165.2pp | 119.20%-130.7pp | 519.77%-531.3pp |
| Employer contribution / active EE | $7,489 | $5,152+45.4% | $4,628+61.8% | $4,779+56.7% |
| Participant deferral / active EE | $15,329 | $6,799+125.4% | $6,426+138.6% | $5,609+173.3% |
| Admin fee / account holder | $3,097 | $10,917-71.6% | $9,284-66.6% | $10,829-71.4% |