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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,620 | $81,233+256.5% | $155,567+86.2% | $80,874+258.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 15.58% | 33.33%-17.7pp | 64.74%-49.2pp | 35.62%-20.0pp |
| Employer contribution / active EE | $12,594 | $3,101+306.2% | $4,674+169.4% | $2,756+357.0% |
| Participant deferral / active EE | $13,048 | $3,452+278.0% | $5,628+131.9% | $4,297+203.7% |
| Admin fee / account holder | $11,511 | $7,998+43.9% | $15,916-27.7% | $6,935+66.0% |