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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,620 | $81,276+256.3% | $155,574+86.2% | $80,925+257.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.58% | 33.36%-17.8pp | 64.87%-49.3pp | 35.65%-20.1pp |
| Employer contribution / active EE | $12,594 | $3,103+305.9% | $4,676+169.4% | $2,756+356.9% |
| Participant deferral / active EE | $13,048 | $3,453+277.9% | $5,629+131.8% | $4,299+203.5% |
| Admin fee / account holder | $11,511 | $7,993+44.0% | $15,914-27.7% | $6,940+65.9% |