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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,691 | $127,387-76.7% | $115,038-74.2% | $125,389-76.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.62% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $5,551 | $5,166+7.4% | $4,608+20.5% | $4,866+14.1% |
| Participant deferral / active EE | $10,995 | $6,423+71.2% | $6,026+82.5% | $5,352+105.5% |
| Admin fee / account holder | $2,844 | $9,516-70.1% | $8,175-65.2% | $9,541-70.2% |