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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,308 | $168,635-55.3% | $147,617-49.0% | $125,389-39.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.96% | 77.65%-81.6pp | 61.98%-65.9pp | 282.24%-286.2pp |
| Employer contribution / active EE | $2,252 | $6,252-64.0% | $5,564-59.5% | $4,866-53.7% |
| Participant deferral / active EE | $4,212 | $5,507-23.5% | $4,895-14.0% | $5,352-21.3% |
| Admin fee / account holder | $7,253 | $13,580-46.6% | $11,612-37.5% | $9,541-24.0% |