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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,424 | $201,264-57.1% | $184,185-53.1% | $145,978-40.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.31% | 29.00%-17.7pp | 28.81%-17.5pp | 550.52%-539.2pp |
| Employer contribution / active EE | $4,786 | $7,021-31.8% | $6,426-25.5% | $4,662+2.7% |
| Participant deferral / active EE | $5,274 | $9,806-46.2% | $9,132-42.2% | $6,690-21.2% |
| Admin fee / account holder | $446 | $16,376-97.3% | $13,909-96.8% | $13,400-96.7% |