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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,381 | $112,112-73.8% | $95,956-69.4% | $158,950-81.5% |
| Participation rate | 62.5% | 79.0%-16.5pp | 77.1%-14.6pp | 82.0%-19.5pp |
| Annual return | 33.47% | 171.15%-137.7pp | 91.63%-58.2pp | 302.91%-269.4pp |
| Employer contribution / active EE | $3,719 | $3,199+16.3% | $2,541+46.3% | $4,762-21.9% |
| Participant deferral / active EE | $6,332 | $4,784+32.4% | $4,167+52.0% | $5,983+5.8% |
| Admin fee / account holder | $954 | $10,134-90.6% | $6,797-86.0% | $11,248-91.5% |