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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GUARDIAN RETIREMENT SVC. Service code 15 · EIN 13-2656036 | Recordkeeping | $131 |
Filed as: AMERITAS LIFE INSURANCE CORP. Service code 15 · EIN 13-2656036 | Recordkeeping | $50 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,230 | $28,109-52.9% | $71,089-81.4% | $56,289-76.5% |
| Participation rate | 57.9% | 40.4%+17.4pp | 54.6%+3.2pp | 69.9%-12.0pp |
| Annual return | 24.93% | -615.05%+640.0pp | 650.65%-625.7pp | -9.96%+34.9pp |
| Employer contribution / active EE | $1,349 | $558+142.0% | $1,088+24.0% | $2,111-36.1% |
| Participant deferral / active EE | $2,783 | $1,116+149.4% | $1,873+48.6% | $3,350-16.9% |
| Admin fee / account holder | $5 | $585-99.2% | $3,082-99.8% | $521-99.1% |