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Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,257 | $48,261-62.2% | $68,793-73.5% | $55,725-67.2% |
| Participation rate | 85.5% | 71.0%+14.5pp | 72.2%+13.3pp | 70.9%+14.6pp |
| Annual return | -4.33% | -2.61%-1.7pp | -4.63%+0.3pp | 244.93%-249.3pp |
| Employer contribution / active EE | $0 | $1,742-100.0% | $2,625-100.0% | $2,078-100.0% |
| Participant deferral / active EE | $6,939 | $2,712+155.9% | $3,311+109.6% | $3,356+106.8% |
| Admin fee / account holder | $12 | $126-90.2% | $5,131-99.8% | $115-89.3% |