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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,465 | $61,660-58.7% | $80,022-68.2% | $64,181-60.3% |
| Participation rate | 98.7% | 71.7%+27.0pp | 75.8%+22.9pp | 69.6%+29.1pp |
| Annual return | -1.41% | -0.33%-1.1pp | 11.22%-12.6pp | 7.63%-9.0pp |
| Employer contribution / active EE | $4,728 | $1,810+161.2% | $2,468+91.6% | $2,381+98.6% |
| Participant deferral / active EE | $11,322 | $2,968+281.5% | $3,686+207.2% | $3,470+226.3% |
| Admin fee / account holder | $3,566 | $5,417-34.2% | $6,521-45.3% | $4,887-27.0% |