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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,256 | $101,672-11.2% | $147,117-38.7% | $74,478+21.2% |
| Participation rate | 57.2% | 75.5%-18.3pp | 82.2%-24.9pp | 67.2%-10.0pp |
| Annual return | 16.16% | 8757.83%-8741.7pp | 420.54%-404.4pp | 1370.56%-1354.4pp |
| Employer contribution / active EE | $3,110 | $3,813-18.4% | $4,932-36.9% | $2,626+18.4% |
| Participant deferral / active EE | $9,630 | $7,305+31.8% | $8,065+19.4% | $4,350+121.4% |
| Admin fee / account holder | $5,531 | $1,753+215.5% | $12,993-57.4% | $1,946+184.3% |