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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,745 | $138,102-87.9% | $125,381-86.6% | $134,532-87.6% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -21.74% | 750.73%-772.5pp | 572.31%-594.0pp | 418.27%-440.0pp |
| Employer contribution / active EE | $2,029 | $5,245-61.3% | $4,815-57.9% | $4,741-57.2% |
| Participant deferral / active EE | $9,243 | $7,801+18.5% | $7,448+24.1% | $6,401+44.4% |
| Admin fee / account holder | $1,835 | $11,568-84.1% | $10,007-81.7% | $11,429-83.9% |