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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,138 | $185,312+50.1% | $161,489+72.2% | $154,746+79.7% |
| Participation rate | 93.8% | 82.5%+11.3pp | 78.7%+15.1pp | 80.7%+13.0pp |
| Annual return | 18.04% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $6,291 | $4,769+31.9% | $4,268+47.4% | $4,379+43.7% |
| Participant deferral / active EE | $7,281 | $6,350+14.7% | $5,630+29.3% | $6,730+8.2% |
| Admin fee / account holder | $17,846 | $18,654-4.3% | $16,006+11.5% | $14,365+24.2% |