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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,018 | $202,342-1.6% | $172,753+15.2% | $152,909+30.2% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 21.35% | 1029.88%-1008.5pp | 803.00%-781.6pp | 345.46%-324.1pp |
| Employer contribution / active EE | $6,395 | $5,857+9.2% | $5,144+24.3% | $4,764+34.2% |
| Participant deferral / active EE | $6,169 | $5,948+3.7% | $5,198+18.7% | $5,851+5.4% |
| Admin fee / account holder | $6,894 | $17,112-59.7% | $13,956-50.6% | $11,601-40.6% |