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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,138 | $172,111+61.6% | $150,298+85.1% | $137,256+102.6% |
| Participation rate | 93.8% | 81.7%+12.0pp | 77.8%+16.0pp | 80.0%+13.8pp |
| Annual return | 18.04% | 69.37%-51.3pp | 62.79%-44.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $6,291 | $4,636+35.7% | $4,154+51.4% | $4,156+51.4% |
| Participant deferral / active EE | $7,281 | $6,166+18.1% | $5,453+33.5% | $6,407+13.6% |
| Admin fee / account holder | $17,846 | $16,471+8.3% | $14,116+26.4% | $12,270+45.4% |