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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,923 | $85,060-74.2% | $70,548-68.9% | $139,456-84.3% |
| Participation rate | 70.0% | 73.9%-3.9pp | 68.3%+1.7pp | 80.3%-10.3pp |
| Annual return | 26.88% | 30.38%-3.5pp | 32.78%-5.9pp | 373.45%-346.6pp |
| Employer contribution / active EE | $1,469 | $3,911-62.4% | $2,975-50.6% | $4,753-69.1% |
| Participant deferral / active EE | $3,268 | $5,890-44.5% | $4,567-28.5% | $6,711-51.3% |
| Admin fee / account holder | $1,140 | $8,925-87.2% | $6,424-82.3% | $11,407-90.0% |