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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,535 | $65,566-19.9% | $86,235-39.1% | $75,177-30.1% |
| Participation rate | 58.2% | 60.5%-2.3pp | 69.0%-10.8pp | 67.2%-9.0pp |
| Annual return | 18.19% | 46.07%-27.9pp | 1170.03%-1151.8pp | 160.75%-142.6pp |
| Employer contribution / active EE | $1,225 | $1,553-21.1% | $2,381-48.6% | $2,671-54.1% |
| Participant deferral / active EE | $2,276 | $3,023-24.7% | $3,987-42.9% | $4,126-44.8% |
| Admin fee / account holder | $6,768 | $5,470+23.7% | $6,856-1.3% | $5,651+19.8% |