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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,099 | $65,034-46.0% | $90,970-61.4% | $79,856-56.0% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 83.00% | 30.45%+52.5pp | 134.60%-51.6pp | 31.71%+51.3pp |
| Employer contribution / active EE | $1,808 | $1,247+45.0% | $2,122-14.8% | $2,471-26.8% |
| Participant deferral / active EE | $1,528 | $2,512-39.2% | $3,373-54.7% | $3,741-59.2% |
| Admin fee / account holder | $1,801 | $4,536-60.3% | $5,961-69.8% | $5,306-66.1% |