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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,510 | $96,678-74.6% | $86,640-71.7% | $139,466-82.4% |
| Participation rate | 58.3% | 74.4%-16.1pp | 71.7%-13.4pp | 80.3%-22.0pp |
| Annual return | 16.36% | 106.69%-90.3pp | 592.52%-576.2pp | 373.66%-357.3pp |
| Employer contribution / active EE | $976 | $3,265-70.1% | $3,024-67.7% | $4,754-79.5% |
| Participant deferral / active EE | $2,921 | $4,837-39.6% | $4,438-34.2% | $6,712-56.5% |
| Admin fee / account holder | $87 | $6,410-98.6% | $5,616-98.5% | $11,409-99.2% |