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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,664 | $92,743-72.3% | $82,744-69.0% | $134,532-80.9% |
| Participation rate | 57.1% | 75.2%-18.1pp | 72.6%-15.4pp | 81.2%-24.1pp |
| Annual return | -18.14% | 946.63%-964.8pp | 702.22%-720.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $1,246 | $3,273-61.9% | $3,008-58.6% | $4,741-73.7% |
| Participant deferral / active EE | $4,004 | $4,802-16.6% | $4,395-8.9% | $6,401-37.5% |
| Admin fee / account holder | $11,459 | $5,977+91.7% | $5,325+115.2% | $11,429+0.3% |