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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,688 | $165,351-12.5% | $149,710-3.4% | $158,931-9.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -6.83% | 348.19%-355.0pp | 276.63%-283.5pp | 302.86%-309.7pp |
| Employer contribution / active EE | $18,084 | $5,103+254.4% | $4,645+289.4% | $4,761+279.8% |
| Participant deferral / active EE | $12,967 | $7,181+80.6% | $6,842+89.5% | $5,982+116.8% |
| Admin fee / account holder | $536 | $10,807-95.0% | $9,309-94.2% | $11,247-95.2% |