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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,353 | $148,623-45.9% | $135,974-40.9% | $139,466-42.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 49.70% | 79.30%-29.6pp | 68.30%-18.6pp | 373.66%-324.0pp |
| Employer contribution / active EE | $10,150 | $5,246+93.5% | $4,859+108.9% | $4,754+113.5% |
| Participant deferral / active EE | $7,837 | $8,103-3.3% | $7,760+1.0% | $6,712+16.8% |
| Admin fee / account holder | $550 | $12,406-95.6% | $10,767-94.9% | $11,409-95.2% |